It’s no secret we live in challenging financial times. Leaders everywhere are challenged by the following 3 factors:
“The average American moves approximately 14 times in his or her lifetime, while the average Canadian moves about 10 times. The average Britain moves approximately five times. The average Japanese moves approximately 4 times. Approximately 40 million Americans change their home address at least once each year. These changes are by choice, not by requirement such as a lost job, illness, or family upheaval.”
Its hard to grow roots or develop equity when we move at the first sign of trouble. This is not to say moving is always wrong, just make sure its God led and not reactive.
Or lack thereof. Margin, isthe spacebetweenwhere youare and your limits. The mayorityof people livewith verylittle orno margin. A great book on this topic is:
3. My image.
Dave Ramsey- “Like most everyone else, the #1 mistake pastors (all of us, for that matter) make in personal finances is trying to live up to a certain image. They do feel pressure to maintain an image that gives the message “I have victory in my financial life.” Calvin Coolidge said, “There is no dignity quite so impressive, and no independence quite so important, as living within your means.” Pastors need to be accepted by their congregations, and this need for approval drives them to do some really insane things, like giving into the unrealistic expectation that they have to keep up with the Joneses — when the reality is that the Joneses are b-r-o-k-e. Going into debt to look good is greedy and it’s not biblical. Proverbs 16:19 says, “Better to be lowly in spirit and among the oppressed than to share plunder with the proud.”